Premiere Pro Annoyance

Mostly I am really enjoying working with Premiere Pro. Sure I have not tried it with external video as of yet, but just working with my GeForce I am fairly impressed, but there is one thing I don’t like, and that is how premiere pro deals with audio tracks. You must pick your audio setup before hand, and it is a choice between, mono, stereo and 5.1 tracks. Well honestly I really never know how I am going to get audio, some stuff can be stereo and some mono (never get any 5.1), and it is nice to be able to just put stereo tacks on two tracks (as in AVID or Final Cut), versus their own single stereo tracks in premiere. Honestly the way Premier handles audio tracks is a bit strange and a bit frustrating to my workflow. Sure I can work with it, but am not sure that I like it.